Should the government provide assistance to homeowners facing foreclosure?

Yes, but only in extreme situations, and as long as it does not encourage irresponsible borrowing, and is not unfair to those who pay their mortgages.

They should provide it for a year or less, then stop. This way, if someone has fallen on tough times they can bounce back; if it's a pattern, they'll be foreclosed soon enough.

This depends on circumstances. If the banking system is allowed to loan money to people that can't afford it due to inaccurate forecasts by government and treasury, I suggest the government should take responsibility and provide assistance, especially for owner occupiers.

Yes, but only for low income persons or families. Wealthy persons are on their own and only have them selves to blame.

Yes as long as there is a reasonable criteria of circumstances

Yes, but the situations should be fairly monitored for reasons of foreclosure etc

No, insurance companies and Work Cover help with that already

Yes, To those that only have one home ownership property in their name and currently reside in the home

Yes but only those meeting very strict criteria as government cannot afford to bail out everyone. Government to help them to link into services to receive help for long term sustainability.

Yes, but only in circumstance beyond the persons control ie: injury, sickness. NOT in circumstances of irresponsibility like drug addictions, drinking, smoking instead of paying mortgage repayments.

Advices and budgetry assistsnces and consessions but not monitry payments. It could act as an underwriter.

Yes - if they have a financial plan showing they have capacity to continue to pay after a short term issue.

Yes depending on their circumstances. If the person's house is foreclosed dur to their own neglect then no.. if it's because of severe hardship beyond their control then yes.

This should be determined case by case looking using set guidelines that consider the homeowners situation

Yes, but only for homeowners that live in the property facing foreclosure

Yes, but only if the homeowner reasonably attempted to repay their loan

Yes. but they should be means tested. not every rich person requires government assistance. They just need to live below their means.

Yes, as long as it is not unfair to those that pay their mortgages, and irresponsible borrowing is not encouraged.

Yes, as long as it does not encourage irresponsible borrowing and is not unfair to those who pay their mortgages.

Yes, but only for single home owning individuals/families

Yes, as long as it does not encourage irresponsible borrowing or is not unfair to those that pay their mortgages.

Yes, but only when facing severe and unforeseen circumstances I.e death of many income earner, pandemic, war etc.

Yes, but only for low-income families who desperately need it, and if it does not encourage irresponsible borrowing or is not unfair to those who pay their mortgages.

No, instead incentivise insurance companies to do so, with strict guidelines and rules in place to deter irresponsible borrowing.

How would it feel to lose your family home due to unforeseen circumstances, and what steps do you think should be in place to prevent that situation?

When some people receive help with their mortgage and others don't, do you think this creates an unfair situation, or is it just a necessary part of helping the most vulnerable?

If you were struggling with a mortgage, how would assistance change your situation, and would it feel like a handout or a chance to rebuild?

In your opinion, does everyone deserve a second chance when it comes to financial mistakes, or should the consequences be final to teach financial responsibility?

Could assistance programs for homeowners create a precedent where people take on loans they can't handle, or do they encourage responsibility by helping them get back on their feet?

What role do you think compassion should play in addressing financial struggles, or should economic fairness be the primary focus when considering aid?

Have you ever known someone who experienced foreclosure, and how do you think such assistance programs might have helped or hurt them?

Should there be a safety net for people who fall behind on their mortgage, or could that create a situation where some people take advantage of the system?

How would losing homes in your community impact the neighborhood, and what value do you see in keeping people in their homes?

Do you believe it's society's responsibility to help individuals facing financial hardship, or is it up to each person to handle their own debts?