No, and underprivileged citizens deserve the same financial opportunities and services that traditional banks offer the wealthy

If you're investing in cryptocurrencies you're probably pretty well off to begin with. Crypto is very risky so you're much better off investing in something like the ASX or the S&P.

The instability of crypto is the same as gambling, it does not provide any of the opportunities that banks offer the traditionally wealthy.
The wealthy can take loans out against their financial assets where crypto does not facilitate this due to the high volatility.

Crypto currencies are pump and dump scams often used to launder money from oligarchs hence why so much of Russia's elites have money tied into it. Ideally it should be heavily regulated opportunities or no.