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110 Replies

@992BSPC answered…5 days

Yes, for loans over a certain amount. It is not fair for a person who has borrowed below $500K to pay higher interest rates and have to survive below the poverty line to meet ends meet. Therefore those whom are on a good income and has borrowed above $500K should pay the higher interest rates. Interest rates should be scale to meet the income.

@98WZG7LLabor answered…2wks

Interest Rates should reflect econonmic health and spending and should not be used to control the property market. If property is unaffordable, then rent also rises. Shelter is a basic human right and should not be tampered with.

@98Q82ZJ answered…3wks

No, Government should instead remove negative gearing for rental properties and cap the amount of properties one can own.

@HippopiJ answered…7mos

No. Interest rate raises affects the working class, not investors. People should be limited to one investment property.

@HippopiJ answered…7mos

Interest rate raises affects the working class, not investors. People should be limited to one investment property.

@933TLGH answered…9mos

Rather than raising the 'cash rate' which increases the cost of all borrowing, the RBA should have the power to levy an extra charge (like a GST) on all lending for purposes which it wants to quell. Eg if house prices are raging in a certain city, but not elsewhere, increase the cost of borrowing for existing homes only in that a city. This makes new homes relatively less expensive, encouraging supply. This approach can be extended to all manner of borrowing where you want to target a specific sector and/or region

@933DL86 answered…9mos

The housing bubble may exist, but increasing interest rates is not how you'll solve the issue. The issue is housing affordability

@932K8X6 answered…9mos

Yes, but maintain it to a decent rate so the market don’t break

@932FW2M answered…9mos

No, there are other ways to lower house prices such as purchasing limits for buyers

@932BBQS answered…9mos

@92ZDPT6 answered…9mos

rate fluctuations are designed and implemented to assist investors with large cash reserves ,it's a scam

@92Z9R5Q answered…9mos

No, Australians are struggling already with COVID and other employment issues

@92YL68N answered…9mos

Banks should raise interest rates for high income earners purchasing investment properties

@92YFNP2 answered…9mos

@92XSKBH answered…9mos

@92X8DQH answered…9mos

No they should lower interest rates and cap them for first home buyers and not let immigrants buy

@92X8DQH answered…9mos

they should lower interest rates and cap them for first home buyers and not let immigrants buy

@92WG8RX answered…9mos

No, the housing bubble could be prevented by reducing negative-gearing incentives, stopping or limiting foreign investment of housing and reducing other incentives for investment properties.

@92VKFYH answered…9mos

@92H2RGX answered…10mos

No, but they should be raised for only those who own more than one property.

 @DrewWolfSP from GU answered…10mos

@92C82CH answered…10mos

RBA does not influence my interest rate on my loan. The banks do.

No, land and housing should only be owned by and sold to Australian citizens.

@92BTLPW answered…10mos

Yes, but only for those who are buying an investment property, not on people’s primary domestic dwelling

@92BKBGS answered…10mos

Not a political question. The reserve bank should remain independent of government interference

@927ZNDV answered…10mos

Your interest rate should increase exponentially with the number of houses you own

@9275BQV answered…10mos

No, there should be other ways to reduce housing prices than further isolating young FHB.

@925FL77Labor answered…10mos

The housing bubble must be fixed by actively decreasing the cost of living and housing by offering public options.

@Cooney6912 answered…10mos

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